Invest in your future with
flexible financing options
Pursuing an 18-month postgraduate programme is a big decision, and we want the financial process to feel simple and stress-free. Vedica partners with leading education loan providers to offer up to 100% funding, easy EMIs, and repayment timelines that work for you.
Our goal is to ensure every woman who wants to join Vedica can do so confidently.
Our Partners
What You Can Finance
- Tuition fees
- Living expenses
- Laptops and study materials
- Other student essentials
Why Students Choose These Financing Options
- Up to 100% funding available
- Repayment timelines designed for students (up to 15 years)
- Start repaying only after the Programme ends
- Simple documentation and quick processing
- No collateral required for most applicants
- Dedicated loan officers to guide you personally
Loan Comparison
| Terms | IDFC First Bank | Credila | Propelld | Tata Capital | Avanse |
|---|---|---|---|---|---|
Eligibility | Co-applicant Income - | Same | Same | Full amount loan | - Minimum salary required is 25,000pm. |
Course Duration | Complete course duration | Same | Same | 18 months | 18 months |
Loan amount | Full fee (Full Tuition Fees, Hostel and Living Expense, Laptop Expense, and other miscellaneous expenses) | 100% coverage of tuition fee + living expenses + other ancillary expenses | Full fee | 100% funding facility (Tuition, Living & Miscellaneous expenses) | full fee |
Rate Of Interest | 10.40% onwards* | 11.25%* | 11% onwards | 10.5%* | 10.5% onwards |
Processing fee | Rs 5900 | Rs 5900+18%GST | 1% of the loan amount | INR 5000+ 18% GST | Upto 1% + GST |
Margin money | Nil | No margin money concept as we cover 100% of education expenses | 20% of first year fee, for the remaining years 100% finance | No need 100% funding facility available | Nil |
Prepayment and foreclosure Charges | No locking period (NIL Prepayment and FC charges) | NIL | Pre payment available, Part payment is not available | Nil | Nil |
Maximum Moratorium Period | Course duration + 12 months | Course duration + 12 months | 18 months | Course duration + 12 months | Course period + 12 months |
Repayment | -Interest to be served during moratorium period | Partial interest to be served during moratorium period and EMI will start post moratorium | -Interest to be served during moratorium period | Simple Interest / Partial Simple Interest – INR 3,000 or 5,000 | Simple Interest / EMI / Partial Simple Interest |
Maximum Repayment Period | 12 years or 15 Years* | 15 years | 10 Years | 13 yrs (Including Moratorium period) | Upto 15 years |
Co-Applicant | Immediate family member - Mother, Father, Spouse, Sibling, Grand Parents, Paternal & Maternal uncle | Immediate family member - Mother, Father, Sibling, Paternal & Maternal uncle | Parents / Spouse / Sibling / Blood Relative / Parent in Law | Mother / Father/ Spouse / Immediate Family | Father/ Mother/ Spouse/ Brother/ Sister/ Parents-in-Law/ Maternal Uncle & Aunty |
Insurance | Covered | Covered | Optional | Yes | Mandatory |
POC Contact Details | Mr. Pradeep Thakur - Mr Nitant Srivastava - | Mr Ojashvi Pandey- | Mr Unmesh- +91 9817093875 Shivangi- +91 8824938896 | Varun- +917827670937 | Krishna Avtar - |